Foggy Title

When was the last time you read a Title Report? If you own a home it was most likely during the purchase. If you do not own a home, my guess is you have never even seen a Title Report.

As part of the purchase process, your Title and Escrow Company will order a title report to ensure that there are no "clouds" on the title. "Clouds" can mean that others besides the sellers, mortgage holders and "known" entities have a claim to the property in some way, shape or form. These unknown parties could stop the purchase process if their claim is not cleared prior to the sale or they could appear after the fact "claiming" rights to the property.

One of the roles of a title company is to insure that all lien have been cleared at the time of purchase.

If you are unsure of any items on a title report, the title officer, county recorders office and your Realtor can help answer any questions and provide guidance to help clear the title on the property.

For information on Santa Cruz Real Estate, Buying Homes, or Selling Homes please contact(831-247-9977) me. I would be happy to include you in my E Newsletter mailing.

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