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I thought this was too much fun, not to share. Go ahead take the quiz and see how you do. I am not sharing my results. After your done, consider buying a home in Santa Cruz County to share your knowledge and intelligence.
Are you interested in Santa Cruz Real Estate,Buying or Selling Homes in Santa Cruz? Feel free to email me at Contact Me and I will be happy to provide you with information,listings and a FREE market analysis.
If you think you're smarter than your parents, go ahead, take this quiz. If you score nine or better, consider yourself smarter than the typical 60-year-old. If you don't know the answers to at least eight of the questions, perhaps you can still learn a few things from your elders.
1. A dirigible is:
a) a lighter than air aircraft
b) Australian kangaroo
c) name for the first atom bomb
d) archaic name for a golf club
2. Who ran against Harry Truman for president in 1948?
a) Nelson Rockefeller
b) Dwight Eisenhower
c) George Romney
d) Thomas Dewey
3. George C. Scott played what famous World War II general?
a) George Patton
b) Erwin Rommel
c) Dwight Eisenhower
d) Omar Bradley
4. When did America abandon the gold standard of $35 to the ounce?
a) 1933
b) 1957
c) 1971
d) 1987
5. Who was the first James Bond in film?
a) Roger Moore
b) Pierce Brosnan
c) Sean Connery
d) Richard Burton
6. The first U. S. man-in-space program was called:
a) Apollo
b) Mercury
c) Hal
d) Gemini
7. Chet Huntley and ______ Brinkley.
a) Bill
b) David
c) Christie
d) Alan
8. When did Saigon fall?
a) 1968
b) 1972
c) 1975
d) 1977
9. What is a slide rule?
a) a mechanical tool to solve mathematical problems
b) the 11th commandment from the apocryphal Bible
c) a code of playground ethics from the 1950s
d) a short-cut for carrying over numbers in long division
10. Which of the following is not spam?
a) an unsolicited bulk email message
b) the subject of a famous Monty Python skit
c) a canned precooked pork product
d) the former name of Thailand
Answers: a, d, a, c, c, b, b, c, a, d
Tom Sightings is a former publishing executive who was eased into early retirement in his mid-50s. He lives in the New York area and blogs at Sightings at 60, where he covers health, finance, retirement, and other concerns of baby boomers who realize that somehow they have grown up.
Friday, December 9, 2011
Saturday, December 3, 2011
Erase a Short Sale or Foreclosure from your Credit Report
If you are one of the unfortunate who have experienced a short sale or a foreclosure you MAY (and I stress MAY) be able to have it removed from your credit report.
With a short sale, or a foreclosure looming large on your credit report, you can just about forget about getting a mortgage to purchase a new home for a very, very long time. In today's real estate climate, you no doubt would love the opportunity to buy a new home, enjoying a much lower interest rate than what you had before loosing your home.
I have just learned of an opportunity (notice I did not say loop hole) that may allow you to start shopping for that new home very soon.
Julie Macc, a certified credit specialist with Century Law Group says that where there is a will there is a way to make purchasing a Santa Cruz home possible. She has been spending her work hours reviewing credit reports from clients to have been through the Short Sale and Foreclosure experience.
What Julie has found is that in most cases there are some major errors on those credit reports. These include errors in dates, names, address, late charges and much more. In several instances there has been reports of late mortgage payments on a property that had already been taken back, or sold though a short sale.
Once Julie has reviewed your credit reports, and located errors such as these, she has been able to have the entire item removed from the credit report.
This is not to say that your lender is not going to ask you if you have ever been though a short sale or a foreclosure (red flag) but having something of this nature taken off your credit report will go a long way to repairing your credit rating.
If you are reviewing your own credit report be sure to pull reports from all three agencies Tansunion, Experian and Equifax. What you locate on one may not show on the other two. One way to access your credit report
Now the disclaimer, While I have heard Julie speak, I have never referred a client to her or to Century Law Group. On the chance that this might actually work it should be worth the half of your time for Julie to review your reports.
Are you interested in Santa Cruz Real Estate,Buying or Selling Homes in Santa Cruz? Feel free to email me at Contact Me and I will be happy to provide you with information,listings and a FREE market analysis.
With a short sale, or a foreclosure looming large on your credit report, you can just about forget about getting a mortgage to purchase a new home for a very, very long time. In today's real estate climate, you no doubt would love the opportunity to buy a new home, enjoying a much lower interest rate than what you had before loosing your home.
I have just learned of an opportunity (notice I did not say loop hole) that may allow you to start shopping for that new home very soon.
Julie Macc, a certified credit specialist with Century Law Group says that where there is a will there is a way to make purchasing a Santa Cruz home possible. She has been spending her work hours reviewing credit reports from clients to have been through the Short Sale and Foreclosure experience.
What Julie has found is that in most cases there are some major errors on those credit reports. These include errors in dates, names, address, late charges and much more. In several instances there has been reports of late mortgage payments on a property that had already been taken back, or sold though a short sale.
Once Julie has reviewed your credit reports, and located errors such as these, she has been able to have the entire item removed from the credit report.
This is not to say that your lender is not going to ask you if you have ever been though a short sale or a foreclosure (red flag) but having something of this nature taken off your credit report will go a long way to repairing your credit rating.
If you are reviewing your own credit report be sure to pull reports from all three agencies Tansunion, Experian and Equifax. What you locate on one may not show on the other two. One way to access your credit report
Now the disclaimer, While I have heard Julie speak, I have never referred a client to her or to Century Law Group. On the chance that this might actually work it should be worth the half of your time for Julie to review your reports.
Are you interested in Santa Cruz Real Estate,Buying or Selling Homes in Santa Cruz? Feel free to email me at Contact Me and I will be happy to provide you with information,listings and a FREE market analysis.
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